As 2025 winds down, it's time to review your financial picture and make strategic moves before December 31st. Here's what families should focus on this year-end. Maximize Tax Opportunities Year-end offers several time-sensitive tax strategies. Start by maximizing retirement contributions—$23,500 to your 401(k) for 2025, plus $7,500 if you're 50 or older. Consider Roth Conversions Year-end is an ideal time to evaluate Roth conversions. By converting traditional IRA dollars to