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OUR APPROACH

We're not like anyone else – but, then, neither are you.

 

WE WORK WITH PEOPLE WHO WANT

TO MAKE A DIFFERENCE


Dan Sullivan says, “Always make your future bigger than your past.”   We work with people who want to do exactly that – to create a better future for themselves.  Most of our clients are optimistic growth-minded individuals who want to have better and better lives.

“BEGIN WITH THE END IN MIND.”

STEPHEN COVEY

We believe in the power of a powerful and compelling vision.

We start with your “why”.

Simon Sinek says, “Very few people can clearly articulate WHY they do WHAT they do. By WHY I mean your purpose, cause or belief – WHY do you exist? WHY do you get out of bed every morning? And WHY should anyone care?”

And then we develop a plan to achieve that “why”.  According to Stephen Covey, you have to decide what your highest priorities are and have the courage—pleasantly, smilingly, nonapologetically, to say “no” to other things. And the way you do that is by having a bigger “yes” burning inside. The enemy of the “best” is often the “good.”

WE DEVELOP A PLAN

We are incredible proponents of planning. “A goal without a plan is just a wish.”― Antoine de Saint-Exupéry

  • We believe a client’s financial portfolio must consider their long-term goals, their current financial situation, and their risk capacity as well as all of the unique circumstances that apply to their lives.

  • Because of that, we’ve adopted a comprehensive, goals-based approach to portfolio management. We work with individuals and institutions to design and manage customized financial portfolios that optimize the probability of success.

  • And we’ve been doing that for more than 15 years.

  • OUR FIDUCIARY APPROACH

  • WORKING WITH US (and our Partners)

Working with us will be different  – we take the time to get to know you, your situation, your hopes and dreams, your plans and your goals well enough to achieve your retirement dreams.

WE USE AN EVIDENCE-BASED INVESTING PHILOSOPHY

Over the past 15 years, we have developed and refined a consistent, strategic investment philosophy supported by a significant body of academic research. We believe that a widely diversified portfolio of investments tailored to each client’s unique risk tolerance level and financial goals is key to financial success. A study conducted by an independent research firm found that the average return of the S&P 500 for the 20-year period ending December 31, 2017 was 7.2% per year, yet the average equity investor earned only 5.3%.* Why? Most individual investors gravitate toward the next “hot” investment and let emotions rule their portfolio. The goal of our approach is to take the emotion out of investing in order to capture market returns while minimizing volatility.
* Source: Quantitative Analysis of Investor Behavior: 2018 QAIB Report” DALBAR, Inc., 2018.

WE ARE YOUR FIDUCIARY

As an independent registered investment advisor, we are bound by the fiduciary standard of care – a fancy term for a simple concept:  your best interests come first. We are not tied to any particular investment product. Whatever your needs, we are able to choose from a wide range of investment options, ensuring that we can provide what’s best for your particular situation.

  • We take our roles as trusted advisors seriously. We will be there to guide you in selecting the right asset allocation and investment strategy, the correct tax strategies and to ensure that your estate and legacy plans meet your goals.

  • Every day, we earn our clients’ trust and confidence in our approach to personal finance by tailoring our strategic investment recommendations to their personal situation.

Many other firms receive compensation from commissions, regardless of how it impacts your financial plan. As fiduciaries, we are legally and ethically bound to always act in your best interest.

CONTACT US



Email Us

Or Call 970-443-1873 for an appointment.