Definitely worth reading!
Steve ============================================
The New Year is here, which always inspires me to resolve to make positive changes in my life. You can do the same with your investing. You can elect to continue to rely on the recommendations of brokers and advisers who claim to be able to “beat the market,” or you can take control of your investments and invest based on sound academic principles. Your broker hopes you won’t learn the following facts:
Investing Fact # 1: Most individual investors under-perform the market. You would likely achieve better returns in a globally diversified portfolio of low management fee index funds in an asset allocation appropriate for you.
Investing Fact #2: You probably believe you are a much better investor than your returns indicate. You may be seriously overestimating your returns. You can’t fix a problem until you acknowledge it exists.