I recently asked J. Money’s readers a couple of weeks ago over at his site, Giveaways Are Sexy, which insurance policies after the normal life insurance, health insurance, car insurance, and home insurance that people should own. Some of the answers were great like recommending that people have renter’s insurance, umbrella insurance, or disability insurance. But, some of the other answers were down right scary. Here are five of my favorite insurance policies that I love to hate. You don’t need these five. Don’t waste your money on them.
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