• Steve Martin

Less is More


“Can anything be so elegant as to have few wants, and to serve them one’s self?” ― Ralph Waldo Emerson (1803-1882)

Some of the best financial advice I have ever heard was written in 1850, when Charles Dickens published his masterpiece novel David Copperfield.


David Copperfield tells the story of a young boy's growth and development into maturity. It is written from the point of view of the mature adult who recounts his own obstacles and the obstacles of those around him and how it all shaped his life and his beliefs.

One of the lessons related in the story is summarized in this quote: “Annual income twenty pounds, annual expenditure nineteen nineteen and six , result happiness. Annual income twenty pounds, annual expenditure twenty pounds ought and six, result misery” ― Charles Dickens, David Copperfield .


Charles Dickens - legendary writer - author of Oliver Twist, A Tale of Two Cities, A Christmas Carol - and many other famous books, knew the secret to creating wealth - Spending less than you earn.


This is one of the most sound habits that a person can learn. Every person that I know who has created significant wealth has learned and practiced this habit. And every person that I know who is in financial difficulty has not learned or practiced this.


If you are looking to begin to create wealth, take this advice to heart.


Start TODAY.


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