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Reasons for IRA rollovers from 401k: An American example | Strategic Financial Planning

The changing economy hasn’t been good to many workers. Jobs have changed or even gone away along with pensions and retirement benefits. Just ask the estimated 13,000 people who will lose their job at American Airlines as it restructures.

The fact of life is America’s corporations are changing as they struggle to compete in a global market. Fewer are offering benefits that were so popular with our parents and grandparents. Instead of companies taking care of employees, employees now have to take care of themselves.

Workers today can expect to:

Save for their own retirement instead of having a pension to rely on

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