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Upton Sinclair’s Insight for Improving Your 401(k) Returns – YouTube

By Dan Solin – “It is difficult to get a man to understand something when his salary depends upon his not understanding it.”

Employers need to appreciate their potential exposure as fiduciaries to plan participants. It’s only a matter of time before an enlightened court reviews the studies and concludes the inclusion of any actively managed fund in a 401(k) plan violates the duty of prudence.

Brokers and insurance companies will never “understand” this evidence. Their salaries depend on their not understanding it.

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