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Why Have a Mortgage

I recently read an article from personal finance guru Dave Ramsey entitled “How The 30-Year Mortgage Robs Your Future.” In this article Ramsey makes several claims about 30-year mortgages, such as they “enabled borrowers to buy more house than they could afford” and they cause people “to give up the opportunity to be a millionaire.” Are theses claims really true?

I say no.

Let’s look at the not-so-obvious, but massively misleading problems with Ramsey’s statements. ….


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