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Callable vs. Non-Callable CDs: Making the Right Choice for Your Financial Future
In the world of financial planning, Certificates of Deposit (CDs) are a popular tool for investors seeking a safe, guaranteed return on...

Steve Martin
Nov 4, 20242 min read
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Understanding Inflation and Inflation Rate: Two Sides of the Economic Coin
In economic discussions, "inflation" and "inflation rate" are often used interchangeably but represent distinct concepts. Understanding...

Steve Martin
Sep 30, 20242 min read
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117 Things We Do for Our Clients Number 27 - Help You Identify Savings Shortfalls and Excesses
It can be challenging to strike the right balance when it comes to saving money. Just as it's difficult to know when we're not saving...

Steve Martin
Sep 6, 20242 min read
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Raising Money-Smart Children and Grandchildren
Raising money-smart children is more important than ever in today's complex financial world. As parents and grandparents, we are...

Steve Martin
Aug 20, 20243 min read
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117 Things We Do for Our Clients Number 26 - Help You Determine the Risk Level of Your Existing Portfolio
When considering risk levels, it's natural to consider risk tolerance—the appropriate portfolio risk a person would be most comfortable...

Steve Martin
Aug 2, 20241 min read
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Understanding and Avoiding Scams: A Senior's Guide to Financial Security
In a world filled with financial predators, seniors are often targeted, underscoring the importance of arming oneself with knowledge and...

Steve Martin
Jul 19, 20243 min read
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Budgeting Basics: The Key to Financial Control
Do you often find yourself wondering where your money goes each month? Do you struggle to save for goals or pay down debt? If so, you're...

Steve Martin
Jul 9, 20242 min read
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4 Ways to Stop Overspending
It's easy to spend too much money these days. Constant sales, buy-now-pay-later options, and one-click shopping tempt us to buy more...

Steve Martin
Jun 24, 20242 min read
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117 Things We Do for Our Clients Number 25 - Help You Identify Areas of Overspending
Identifying overspending isn't a crowd-pleaser, but it's crucial. Overspending is never advisable, but it's especially detrimental during...

Steve Martin
May 31, 20241 min read
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Simple Core Investment Principles
Investing can feel intimidating, but the core principles are surprisingly simple. Here are three keys: Markets Work: Over the long term,...

Steve Martin
Apr 29, 20241 min read
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Smart Financial Moves for Young Adults: Safeguarding Wallets, Credit Scores, and Futures
Stepping into adulthood brings newfound freedom and independence. As young adults venture out independently, balancing this excitement...

Steve Martin
Feb 19, 20243 min read
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Six Compelling Reasons to Have Life Insurance
Life is unpredictable, and while we can't control what the future holds, we can take steps to protect our loved ones financially. Life...

Steve Martin
Jan 22, 20242 min read
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Five Compelling Reasons to Save 20% of Your Income
Saving money is a crucial financial habit that sets the foundation for a secure and prosperous future. While the concept of saving may...

Steve Martin
Dec 6, 20232 min read
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117 Things We Do for Our Clients Number 21 - Help Educate You and Your Family in Financial Concepts
At Purposeful Financial Planning, we're not just financial planners; we're educators who believe in empowering your entire family....

Steve Martin
Oct 23, 20231 min read
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Beyond Money: Unveiling True Wealth
In a world often preoccupied with material possessions and financial gain, rapper Kevin Gates offers a refreshing perspective: "True...

Steve Martin
Oct 3, 20231 min read
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Protecting Your Finances: Understanding FDIC Insurance Limits
When it comes to safeguarding your hard-earned money, understanding the limitations and protections offered by the Federal Deposit...

Steve Martin
Jul 6, 20232 min read
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How To Get Started With Retirement Planning: Tips for 40-Year-Olds With No Savings
Retirement planning can be daunting, especially if you're in your 40s and still need to start saving. But the good news is that there is...

Steve Martin
Jun 15, 20232 min read
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5 Common Financial Mistakes People in Their Thirties Make and How to Avoid Them
As you approach your thirties, it's essential to start taking a more active role in managing your finances. This is when you'll likely be...

Steve Martin
Jun 9, 20232 min read
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Free Tax Prep and Filing Options
As a family, saving money wherever possible is important, especially when raising kids. One area where families can save money is in tax...

Steve Martin
Mar 31, 20232 min read
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You and Your Money: Changing Your Mindset for Financial Success
The way we see money has a big impact on our happiness and stress levels. Some of us constantly worry about finances, whereas others tend...

Steve Martin
Feb 6, 20233 min read
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