117 Things We Do for Our Clients Number 34 -Help You Navigate Retirement's Most Critical Financial Decisions

We see clients facing retirement's toughest money decisions every day. The shift from earning a paycheck to living off your savings brings emotional choices that can dramatically impact your financial future.

Two of the most complex decisions our clients face involve pension distributions: choosing between a lump sum payout versus guaranteed monthly income for life, and selecting the right survivor benefit option for your spouse. These aren't decisions where one-size-fits-all advice works—each situation needs careful, personalized analysis.

We work closely with each client to evaluate their unique circumstances: health status, other income sources, risk tolerance, and family obligations. For instance, a lump sum might benefit someone with significant health concerns, while lifetime income could be ideal for those worried about outliving their savings.

Our role is helping clients navigate these permanent choices with confidence, ensuring their retirement strategy aligns with their specific goals and circumstances. 

Our goal is simple: help you make informed decisions that let you retire with confidence, knowing your money will last as long as you need it.

*To see the whole list of "117 Things" in progress, click here.