117 Things We Do for Our Clients Number 39 - We Review Your Tax Returns With an Eye Toward Future Savings

Every year, we review our clients' tax returns for future savings opportunities.

We frequently identify chances to "harvest gains" and pay 0% tax on appreciated assets, or to execute a Roth conversion at just the right moment. We've helped many clients take advantage of small but significant windows to permanently convert traditional IRAs to tax-free Roths, resulting in meaningful long-term savings.

Beyond that, we look for ways to lower tax liability by strategically shifting deductions or income. This is one of the many ways we go beyond managing investments — we look at the whole financial picture to make sure our clients keep more of what they've earned.

*To see the whole list of "117 Things" in progress, click here.