Unfortunately, more of us than you think are facing this issue. There are some excellent pointers in this article.
Steve
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The prospect of putting a parent in a nursing home is stressful enough without worrying about how to pay for it. But preparing well in advance can make the decision easier.
The first step in creating a care plan is to divide the tasks among family members. Each child should be given an assignment, such as:
—Interview nursing home staff for details on cost and services;
—Work with a financial planner to create a strategy for managing expenses and assets;
—Meet with an attorney to structure legal documents.
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